See The DIfference
Disability Insurance Specialist
Charles (Chuck) J. Kofoed provides comprehensive, innovative Income Protection strategies for clients throughout the United States.
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Consider us your Financial Structural Engineers,
Working hard to keep your financial world intact!
While our focus is on getting you paid should a disability claim arise, we also recognize how premium costs influence your DI buying decision. We thus look for opportunities to help save you money while maintaining high-quality insurance products. Our Objective is to keep your financial world intact by providing:
In addition to offering state-of-the-art Disability Income and Life Insurance products, we are part of a team of specialists that can provide professional help with various insurance and financial needs: life, employee benefits, commercial, personal lines, retirement planning, and general financial and estate planning.
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Disability Income Specialist Since 1985
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Chuck Kofoed is a Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY.
California Insurance ID #0650362
2015-7932 Exp. 7/17
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TERMS & CONDITIONS
This web site exists for the express purpose of assisting consumers, insurance agents & partners, and banks with transacting insurance business with CJ Kofoed. Much information is provided to help promote the general public awareness of the need for quality planning in regards to disability and long term care insurance. At this time, no page is password protected. In the future, however, access to the agent pages may become password protected to restrict use to only those agents that are using our information to do business with us.
Protected by Copyright
Much information provided in this web site is protected by Copyright. We have received permission to reprint certain articles from publications such as Medical Economics. You are welcome to reprint such articles to help you transact your business or to review your needs for our services.
Visitors to Our Web Site
Visitors to our web site remain anonymous, unless they register for a service or otherwise elect to disclose their identity to us. If you register for a service, such as request a quote or express participation in a voluntary employee benefit, all non-public information requested or gathered is used solely for the intended purpose of the transaction. We hold all information in strictest confidence. We have affiliates – including banking and insurance partners, and service professionals such as CPAs, attorneys and practice managers – with whom we have established joint-work relationships. If we discover a possible need for you to seek services of one of our affiliates, we will not provide your name unless we have your prior verbal or written consent.
We restrict access to non-public personal information about you to those employees who have a need to know such information (e.g., to process your transactions or provide services to you). We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
Links to Other Web Sites
Our web site may feature links to third party web sites that offer goods, services or information. Some of these sites may appear as windows-within-windows at this site. When you click on one of these sites you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information.
Changes to This Policy
If you have any questions regarding this Policy, you can call us at (801) 560-3784.