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Disability Insurance Specialist
Charles (Chuck) J. Kofoed provides comprehensive, innovative Income Protection strategies for clients throughout the United States.
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Disability Income Specilist Since 1985
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Consider us your Financial Structural Engineers,
Working hard to keep your financial world intact!
While our focus is on getting you paid should a disability claim arise, we also recognize how premium costs influence your DI buying decision. We thus look for opportunities to help save you money while maintaining high-quality insurance products. Our Objective is to keep your financial world intact by providing:
In addition to offering state-of-the-art Disability Income and Life Insurance products, we are part of a team of specialists that can provide professional help with various insurance and financial needs: life, employee benefits, commercial, personal lines, retirement planning, and general financial and estate planning.
Visitors to Our Web Site
Visitors to our web site remain anonymous, unless they register for a service or otherwise elect to disclose their identity to us. If you register for a service, such as request a quote or express participation in a voluntary employee benefit, all non-public information requested or gathered is used solely for the intended purpose of the transaction. We hold all information in strictest confidence. We have affiliates – including banking and insurance partners, and service professionals such as CPAs, attorneys and practice managers – with whom we have established joint-work relationships. If we discover a possible need for you to seek services of one of our affiliates, we will not provide your name unless we have your prior verbal or written consent.
We restrict access to non-public personal information about you to those employees who have a need to know such information (e.g., to process your transactions or provide services to you). We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
Links to Other Web Sites
Our web site may feature links to third party web sites that offer goods, services or information. Some of these sites may appear as windows-within-windows at this site. When you click on one of these sites you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information.
Changes to This Policy
If you have any questions regarding this Policy, you can call us at (801) 560-3784.
TERMS & CONDITIONS
TERMS & CONDITIONS
This web site exists for the express purpose of assisting consumers, insurance agents & partners, and banks with transacting insurance business with CJ Kofoed. Much information is provided to help promote the general public awareness of the need for quality planning in regards to disability and long term care insurance. At this time, no page is password protected. In the future, however, access to the agent pages may become password protected to restrict use to only those agents that are using our information to do business with us.
Protected by Copyright
Much information provided in this web site is protected by Copyright. We have received permission to reprint certain articles from publications such as Medical Economics. You are welcome to reprint such articles to help you transact your business or to review your needs for our services.
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Financial Representatives of The Guardian Life Insurance Company of America, New York, NY.
CJ Kofoed is a Utah-licensed insurance agent. CJ Kofoed is licensed in the following states: Arizona, California, Colorado, Idaho, Nebraska, New Mexico, Ohio, Oregon, Texas, Utah, Washington & Wyoming, . The associates of CJ Kofoed are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Chuck Kofoed at (801) 560-3784.
This internet site may provide links to other sites for your convenience in locating related information and services. CJ Kofoed & The Guardian Life Insurance Company of America (Guardian Life) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. CJ Kofoed, Guardian and PAS cannot make any representation or warranty as to the accuracy, timeliness, suitability, completeness or relevance of any information prepared by any unaffiliated third party, whether linked to this internet site or incorporated herein, and take no responsibility therefore. CJ Kofoed, Guardian and PAS do not recommend or endorse these organizations or their products or services in any way.
Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.
* Neither Guardian nor its subsidiaries issue Long Term Care Insurance.
(CA Insurance License 0650362)
This publication is provided for informational purposes only and should not be considered tax or legal advice. Please contact your tax or legal advisor regarding tax treatment of the policy and policy benefits. You should consult with your own independent tax and legal advisors regarding your particular set of facts and circumstances. The information provided is not intended or written to be used, and cannot be relied upon, to avoid penalties imposed under the Internal Revenue Code or state local tax law provisions.
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