Your Connection for Disability Insurance since 1985

CJ Kofoed & Associates specializes in providing comprehensive, innovative Income Protection strategies for clients throughout the United States. Our Objective is to keep your financial world intact by providing:

While our focus is on getting you paid should a disability claim arise, we also recognize how premium costs influence your DI buying decision. We thus look for opportunites to help save you money - such as association and workplace discounts.

Professional Assistance

Consider us your Financial Structural Engineers, working hard to keep your financial world intact.

In addition to offering state-of-the-art Disability Income and Life Insurance products, we are part of a team of specialists that can provide professional help with various insurance and financial needs: life, employee benefits, commercial, personal lines, retirement planning, and general financial and estate planning.

Our Relationships


Direct sales and service

Agent Services

Product wholesale and joint work assistance

Association Plans

Utah Bar, SEAOSC & other professional groups