Protecting Your Most Valuable Financial Assets
Since 1985 CJ Kofoed & Associates has specialized in providing comprehensive, innovative Income Protection solutions for clients throughout the United States.
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Products Overview Individual DI Retirement Protection Overhead Expense Business Loan DI |
Disability Buy-Out Group LTD & STD Voluntary DI & LTCI Long Term Care Life Insurance |
Our Relationships

Consumers – Direct sales and service
Agent Services – Product wholesale and joint work assistance
Bankers – Insurance Specialists for Bankers and their clients
Association Plans – Utah Bar, SEAOSC and other professional groups
Expert Assistance
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Consider us your Financial Structural Engineers, working to keep your financial world intact by providing:
In addition to offering state-of-the-art Disability Income and Long Term Care Insurance products, we are part of a team of specialists that can provide expert help with various insurance and financial needs: life, employee benefits, commercial, personal lines, retirement planning, and general financial and estate planning. |
Meet Our Specialist
Principal Charles (Chuck) J. Kofoed
has specialized in disability insurance planning since 1984. He assists agents in Utah, Idaho and Wyoming and has personal insurance clients throughout the United States. Having experienced a disability claim before due to a car accident, he takes contract provisions quite serious. He knows the fine print!Dedicated to DI for More than 25 Years...
